I am a financial consultant helping small business owners and middle class families live debt free, build wealth and plan their retirements. We do it the old fashion way, slowly and deliberately.
I believe in the Austrian school of economics and believe that best and safest way to build wealth is through the tried and true method using of life insurance which has been in the United States of America for over two hundred years and has survived and produced interest and dividends in every economic recession(and depression) the US has experienced. I compare investing in life insurance and equities to Aesop's fable, "The Tortoise and the Hare". The moral point of the story is that you can be more successful by doing things slowly and steadily than by acting quickly.
I retired from a 27 year law enforcement career(36, counting my contract armed detention officer position for the United States Marshals Service) and I started on another journey, learning how to invest my family's money. As a retired LEO I didn't trust anyone with my money; I've seen to many people-intelligent people-lose their money to fraud. So I went about studying the financial industry with the same intensity as I did while in graduate school. The first book I read was the, Intelligent Investor, by Benjamin Graham. I followed this up by learning how to evaluate a company's financial statement and I learned how to trade option contracts as a way to protect my investment portfolio in a market correction. I though I had arrived. However, I was challenged to learn about permanent life insurance when my daughter-in-law started a career as a life agent. I was going to prove that buying term and investing in the stock market was the only way to prosperity; I soon learned that there was a different way with much less risk. I delved into the subject of life insurance and what I learned change my perception-you could say that I swallowed the red pill-which led me down a rabbit hole. I read everything related to life insurance: economics, history of the creation of the Federal Reserve, the creation of the 401(k), IRAs, books on saving and becoming wealthy, etc. It was enlightenment and it change where I put my family's money for saving, growth, liquidity, and safety, and access: In addition, my wife and I will transfer our wealth to our children and grandchildren tax free.
As a Registered Financial Consultant and life insurance agent, it is my goal to be your family's TRUSTED advisor, giving you and your family the peace of mind as to where your wealth and retirement funds are placed using safety with consistent growth tools-and the best part is-you have complete control.
